Buying a Home?
Understand your buying power and financing options before you make an offer.
Start Your Purchase →HOME PURCHASE · REFINANCE · MORTGAGE GUIDANCE
A Clearer Path
to Home Financing.
Whether you're buying your first home, moving up, investing, or refinancing, Razia Sultana helps you understand your options and move forward with confidence.
Razia Sultana · NMLS #2053880 · GoRascal
Ready to Refinance?
Review your current mortgage and explore whether a new loan structure fits your goals.
Explore Refinance →Not Sure Where to Start?
Talk with Razia about your goals, timeline and the mortgage path that may fit your situation.
Talk With Razia →PERSONAL MORTGAGE GUIDANCE
Financing a home is personal.
Your guidance should be too.
Razia Sultana is a Mortgage Loan Officer with GoRascal, helping homebuyers and homeowners navigate mortgage decisions with a clear, step-by-step approach.
From first-time buyers to self-employed borrowers and investors, the goal is simple: help you understand the available path before you make a major financial decision.
NMLS #2053880Licensed in NY · CT · PA · FL
MORTGAGE OPTIONS
Find a loan path
that fits your story.
Every borrower is different. Explore common financing options and connect with Razia to discuss eligibility and fit.
Conventional Loans
Flexible home financing for qualified buyers with a range of down-payment options.
FHA Loans
Government-insured financing that may offer accessible qualification and down-payment options.
VA Loans
Mortgage options for eligible veterans, service members and qualifying surviving spouses.
Jumbo Loans
Financing solutions for higher-value properties above standard conforming loan limits.
Self-Employed & 1099
Explore alternative documentation and loan options designed around non-traditional income.
Bank Statement / Non-QM
Alternative mortgage paths for borrowers whose finances may not fit conventional guidelines.
First-Time Homebuyer
Guidance from pre-approval through closing for buyers navigating the process for the first time.
Refinance
Review your current loan and explore options aligned with your longer-term financial goals.
A SIMPLE PROCESS
From questions
to closing.
1Start the conversationShare your homeownership goals, timeline and financial picture.
2Review your optionsExplore mortgage programs and understand the path that may fit.
3Prepare & applyOrganize documentation and move through the loan process with guidance.
4Move toward closingStay informed as the mortgage moves through the final stages.
WHERE RAZIA SERVES
Local understanding.
Broader mortgage reach.
NEW YORKCONNECTICUTPENNSYLVANIAFLORIDA
Office: 165-19 Hillside Ave, Floor 2, Jamaica, NY 11432
MORTGAGE INSIGHTS
Knowledge before
the big decision.
Practical topics to help buyers and homeowners prepare for their next mortgage conversation.
Pre-Qualification vs. Pre-Approval: What Should You Know?
Ask Razia →What Mortgage Numbers Should You Know Before Making an Offer?
Talk It Through →Mortgage Options When Your Income Doesn't Fit a Traditional W-2.
Explore Options →READY WHEN YOU ARE
Your mortgage journey
can start with a conversation.
Connect with Razia to discuss your home purchase, refinance or financing questions.
Talk with Razia Sultana
+1 516-369-6553Razia@GoRascal.com165-19 Hillside Ave, Floor 2
Jamaica, NY 11432